If you've been searching for the best mortgage deals in July 2026, you're not alone. Whether you're buying your first home, moving house, investing in a buy-to-let property or looking to remortgage, choosing the right mortgage has never been more important.

At Gordon Blair Mortgage & Insurance Brokers, we speak to people every day who are unsure whether they should lock into a fixed rate, wait for rates to fall or simply don't know where to start.

Mortgage Rates Are Changing – But Every Borrower Is Different

Mortgage rates continue to change as lenders compete for business. However, the best mortgage always depends on your personal situation.

• How much deposit do you have?
• Are you employed or self-employed?
• How long do you plan to stay in the property?
• Do you prefer fixed monthly payments?

Our Advice for First-Time Buyers

We help first-time buyers understand how much they can borrow, what deposit is needed and which lenders are most suitable.

Thinking About Remortgaging?

If your fixed rate is ending soon, now is the ideal time to review your options before moving onto a lender’s Standard Variable Rate.

Looking to Move Home?

We help homeowners decide whether to port their existing mortgage or switch to a new deal when moving.

Why Clients Choose Us

• Access to a wide range of UK lenders
• Clear, jargon-free advice
• Support from start to finish
• Tailored mortgage recommendations

Don't Leave It Until the Last Minute

Starting early gives you more time to secure the right mortgage without pressure.