If you require more assistance than a standard residential mortgage from a high street lender, our financial experts are more than capable of assisting you.
Property development finance is a short-term loan for residential property developments, such as construction projects, and is typically issued as a loan towards land purchase and a loan in stage payments for development costs in converting a property into flats or Houses in Multiple Occupation (HMO).
A bridging loan, also known as a bridge loan, is a short-term loan provided to ‘bridge the gap’ between buying and selling a property.
Find out more about bridging loans here
Second Charge Loans
Second charge loans, also known as “second mortgages” or “homeowner loans,” are a form of secured loans.
You will have two separate mortgages on your house if you take out a second charge loan. A second charge loan will still take priority over your primary mortgage.
A development loan may be required to get your business project off the ground. We aim to assist property developers in obtaining the appropriate financing, including funding for new construction projects, redevelopments, significant renovations, or just general refurbishments.
Find out more about commercial mortgages here
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
The Financial Conduct Authority does not regulate commercial mortgages, some forms of bridging finance and most forms of buy to let mortgages.