40+ Years Of Experience
Gordon Blair Mortgage & Insurance Brokers
Mortgage & Protection Brokers - Norbury & Streatham
Mortgage Brokers Online – Your Questions Answered
Finding the right mortgage can be confusing, especially with so many options available. That’s where an online mortgage broker like Gordon Blair can help. Below, we’ve answered some of the most common questions about using a mortgage broker online, so you can make the best decision for your home.
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What is an online mortgage broker?
An online mortgage broker is a service that helps you find and apply for a mortgage without needing to visit a branch or high street bank. At Gordon Blair, we combine personal service with online convenience, so you can get advice wherever you are in London or across the UK.
Is it better to use a mortgage broker or go direct to a bank?
Going direct to a bank means you’ll only see their deals. A mortgage broker has access to 90+ lenders and thousands of products, including exclusive rates not available to the public. This often means better choice, lower rates, and expert advice tailored to your needs.
Can I use an online mortgage broker if I’m a first-time buyer?
Yes! In fact, first-time buyers benefit the most from online brokers. We’ll explain how deposits, mortgage affordability, and government schemes like Shared Ownership or Help to Buy work, all from the comfort of your home.
How much does an online mortgage broker cost?
Some brokers charge a flat fee, others a percentage of the loan. At Gordon Blair, we believe in transparent and fair pricing. In many cases, our services are free to you, as we’re paid by the lender. If a fee does apply, you’ll know upfront.
Can an online mortgage broker help with bad credit?
Yes. Even if you’ve had CCJs, defaults, or missed payments, we work with specialist lenders who consider more than just your credit score. Using an online mortgage broker gives you access to these niche lenders that you wouldn’t find on your own.
Check Your affordability:
Enter your annual income and get an estimation of how much you can borrow.
Note: There can be terms and conditions on your eligibility. To know the details contact us and speak to a Mortgage Advisor.
These 4 simple steps can lead you to buy your first home.
Check Your affordability
A rough illustration of how much you can borrow based on your annual income.
Look for a Property
With the DIP you can speak to a estate agent to help you find a property in your budget.
Get DIP (Decision in Principle)
A proof of your eligibility to get a mortgage and an estimation for your budget to buy a house
Process Your Application
Here you are ready to process your first mortgage application. A mortgage Broker can help you apply with different lenders to find the tailored solution for you.