40+ Years Of Experience
Gordon Blair Mortgage & Insurance Brokers
Mortgage & Protection Brokers - Serving clients UK-wide.
First Time Buyer Mortgage Broker London
Expert mortgage advice for first-time buyers across London from Gordon Blair Financial Services.
Buying your first home in London can feel exciting—but also overwhelming. At Gordon Blair Financial Services, we help first-time buyers secure the right mortgage with confidence.
Why Use a First Time Buyer Mortgage Broker in London?
- Access to a wide range of mortgage lenders
- Help understanding how much you can borrow
- Support with your Agreement in Principle (AIP)
- Guidance on documents and applications
- Help with shared ownership and low-deposit options
- Support until completion
First-Time Buyer Case Studies
Croydon – 5% Deposit Purchase
Client was declined by their bank. We matched them with a suitable lender and secured approval.
Result: Mortgage approved with 5% deposit and completion in 8 weeks.
Sutton – Shared Ownership
Helped a buyer enter the property ladder using a shared ownership scheme.
Result: 40% share purchased successfully.
Brixton – Self-Employed Buyer
Structured accounts and income for lender approval.
Result: Mortgage approved despite complex income.
Frequently Asked Questions
Most lenders require at least 5% deposit, although a larger deposit can improve your mortgage options and interest rates.
Typically lenders offer between 4 and 5 times your annual income, depending on affordability and credit profile.
Yes, there are specialist lenders who may consider applicants with previous credit issues.
A mortgage broker can compare multiple lenders and may find more suitable deals than going directly to one bank.
First-time buyers may benefit from stamp duty relief depending on the property price and current government rules.