📣 New High-LTV Mortgage from Santander – Helping First-Time Buyers Get on the Ladder 🏡

At Gordon Blair Financial Services, we monitor lender updates closely to provide clients with the best mortgage solutions, particularly for first-time buyers in the UK navigating today’s housing market.

Information provided by Santander for Intermediaries: Santander has launched a new high-LTV mortgage aimed at first-time buyers with smaller deposits, making homeownership more accessible.

✨ Key Features of Santander's 98% LTV Mortgage:

• ✅ Up to 98% LTV – just a £10,000 deposit required
• ✅ 5-year fixed interest rate – gives certainty for your monthly payments
• ✅ No product fee, free standard valuation, and £250 cashback
• ✅ Gifted deposits accepted – ideal for family support

📌 Important Eligibility Notes:

• First-time buyers only, including joint applicants
• Not available for flats, new build properties, or homes in Northern Ireland
• Self-employed applicants are not currently eligible
• Shared ownership schemes capped at 90% LTV

Why This Mortgage Could Be Ideal for You

If saving a large deposit is challenging, this high-LTV mortgage could be the perfect option to help you get on the property ladder. It offers flexibility, financial support, and the chance to step into your first home sooner.

📞 Contact Gordon Blair Financial Services today for personalised advice on this Santander mortgage and other first-time buyer solutions.