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Solar panels
Generate renewable electricity that can be used within the property.
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Gordon Blair Mortgage & Insurance Brokers
Mortgage & Protection Brokers - Serving clients UK-wide.
Could your next home come with zero energy bills for at least 10 years?
Discover innovative new-build homes designed around renewable energy, efficient heating and smart technology—plus expert mortgage and insurance support from Gordon Blair Mortgage & Insurance Brokers.
Book a free consultationA smarter approach to modern homeownership
Rising energy costs have encouraged more buyers to consider how efficiently a property is designed before making a purchase. An Octopus Zero Bills Home offers a different approach by combining energy-efficient construction with renewable and smart energy technology.
Qualifying properties that meet the relevant Zero Bills standard can be covered by a zero-energy-bills guarantee for a specified period, subject to the applicable eligibility requirements, fair-use limits and scheme terms.
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Battery storage
Store surplus electricity so it can be used when generation is lower.
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Air source heat pump
Provide efficient, lower-carbon heating and hot water without a traditional gas boiler.
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Smart energy technology
Coordinate the home's energy generation, storage and consumption.
Who could benefit from a Zero Bills Home?
- First-time buyers looking to manage their future household expenses.
- Home movers interested in a modern and energy-efficient property.
- Landlords considering energy-efficient additions to their portfolios.
- Buyers seeking a more sustainable and technology-led lifestyle.
Expert mortgage and insurance support
Buying a new-build or specialist energy-efficient property may involve different lender requirements, affordability assessments, developer incentives and property eligibility criteria.
At Gordon Blair Mortgage & Insurance Brokers, our experienced team can help you understand the purchasing process and explore mortgage options suited to your circumstances.
- First-time buyer and home-mover mortgage advice.
- Support with new-build mortgage applications.
- Buy-to-let guidance for eligible landlords and properties.
- Buildings and contents insurance options.
- Clear support throughout the application and buying process.
Book your free consultation
Speak with Gordon Blair Mortgage & Insurance Brokers to explore your mortgage options and find out whether a Zero Bills Home could suit your plans.
Contact our team
Zero Bills eligibility, covered energy use and guarantee periods are
subject to the property meeting the relevant Octopus Energy standard and
the applicable tariff and scheme terms. Mortgage availability is subject
to status, affordability, lender criteria and property eligibility. Your
home may be repossessed if you do not keep up repayments on your mortgage.
Frequently asked questions
Questions about Zero Bills Homes
Learn more about how qualifying Zero Bills Homes work and how Gordon Blair Mortgage & Insurance Brokers can support your purchase.
What is an Octopus Zero Bills Home?
It is a qualifying energy-efficient home designed to meet the Octopus Energy Zero Bills standard. These properties typically combine solar panels, battery storage, an air source heat pump and smart energy technology.
Does zero bills mean I will never pay for energy?
The guarantee applies for the stated period and is subject to the scheme's eligibility rules, fair-use limits, tariff requirements and other terms. Buyers should review the specific agreement attached to the property.
How long does the Zero Bills guarantee last?
Qualifying homes may include a guarantee lasting at least 10 years. The exact duration and conditions should be confirmed with the developer and Octopus Energy before purchase.
What technology is included in the home?
Specifications can vary, but qualifying homes commonly include solar panels, battery storage, an air source heat pump, smart controls and high levels of insulation.
Can first-time buyers purchase a Zero Bills Home?
Yes. First-time buyers may be able to purchase a qualifying property, provided they meet the chosen lender's affordability, deposit and eligibility requirements.
Can landlords buy a Zero Bills property?
Some properties may be available to landlords, although this depends on the development, scheme rules and buy-to-let lender criteria. Specialist mortgage advice may be helpful.
Do I need a specialist mortgage?
Not necessarily, but new-build homes and properties with specialist energy technology can be assessed differently by lenders. An adviser can help identify lenders whose criteria suit the property and your circumstances.
Can Gordon Blair help with insurance too?
Yes. Gordon Blair Mortgage & Insurance Brokers can help you explore suitable buildings, contents and protection insurance options alongside your mortgage application.
Building Futures Together: Personalised Mortgage and Insurance Solutions
Curious about our team and our extensive experience? Explore our dedicated team page for detailed insights. Or, give us a call today to schedule your complimentary consultation. Discover how our personalised financial solutions can best meet your needs.